Bankruptcy on a Budget - A New Life is Within Your Reach!  

Welcome to Aspire Credit Solutions

Envision your future without financial stress but financial freedom!

Bankruptcy is your New Beginning!


This is your opportunity to wipe the slate clean and start over new. It is also the time to access your personal behaviors and make the life changes that will get you on the road to financial freedom. This can be a wonderful experience with life changing benefits. 


You just need to take the first step forward.....

 

You are not alone. You should not feel guilty.Thousand just like you file for bankruptcy every day. 


The difference between you and them...You are working on rebuilding your credit!  You will probably end up with better credit after your bankruptcy than before you filed.

 
The time is now to walk forward to your new future.

You are on the road to success!

 

If you would prefer to file your bankruptcy by yourself without our help.  


You can go to:  http://www.uscourts.gov/FormsAndFees/Forms/CourtForms.aspx

to download forms required in order to file.  We are confident that you will find our filing service worth the cost but more importantly saving you time and stress.  


We are experts at filing and make the process for you stress free and easy.

 
 

Subscribe To Our Website & Blog 

  • Subscribing allows you to get site updates and information on how to improve your credit score.  Plus helpful tips on how to rebuild your credit moving forward after a bankruptcy. Your email address will be kept private.

" My credit was ruined after my divorce. Let's just say my x wife had opened accounts and not paid that were in my name. I needed help in order to get ahead in life and provide a better life for my son. Aspire Credit Solutions was my answer and has cleared almost all my creditor on my credit report and now I am closer to being able to buy a home. Thank you, you have brought me and my son hope." 

Trent Ashby - Eagle Mountain, Utah

Bankruptcy Classes

In order to take the classes you need to register.  We have made it easy for you by CLICKING the button below 


  • Your Username is Your First and Last Names (together with no space between, all lower case letters.)
  • Your Password is the Last Four Numbers of 

Your Social Security Number


You MUST take the first class in ORDER to FILE Bankruptcy.  This is NOT an option but required by the courts. In order to file bankruptcy a certificate of completion of the first class is required or your case will be dismissed. Once you have finished each classes - your completion certificates are emailed to us so we can file and finalize your bankruptcy. There is a $35 fee per class and is separate from our services - you will need to pay this online prior to each class.

Important Forms & Readings

Bankruptcy Information


Bankruptcy Intake 

This is the Bankruptcy Worksheet. Since it provides information regarding the typical Bankruptcy process and particularly what this office does and does not do, it is included in the terms of our engagement. Please read it carefully and allow me to answer any questions you have. Click HERE to download and print NOW.

State  Exemptions

All states have their own set of exemptions that you may use when filing for Chapter 7 or Chapter 13 bankruptcy. Exemptions determine what property (such as a home, car, instrument, retirement account, etc.) you may keep in a Chapter 7 bankruptcy, and how much you must pay to certain creditors in Chapter 13 bankruptcy.  To Read More:


Utah

Click HERE to download and print NOW.

Even More information about the Utah Exemptions

Click HERE to download and print this info.

Exemptions allowed by each STATE

Click HERE to download and print NOW.

 

Trustee Meeting

Every Chapter 7 bankruptcy is administered by a Chapter 7 trustee. The trustee's main task is to sell nonexempt property to repay general unsecured creditors. The trustee also looks for bankruptcy fraud, makes sure your paperwork is accurate, and conducts an  investigation into your property and your finances. The trustee does much of this fact finding in the meeting of creditors (sometimes called the 341 hearing). If you file for Chapter 7 bankruptcy, you must attend the meeting of creditors.  To read more:

Click HERE to download and print NOW.

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